Financial stability of enterprises under economic uncertainty: methodology of assessment and risk management

Abstract

In the context of economic uncertainty, the financial stability of enterprises becomes a key factor determining their competitiveness and long-term development. The aim of this study is to develop a methodological approach to assessing financial stability of enterprises and to identify effective risk management tools. The materials include data from Rosstat, the Central Bank of Russia, analytical reports, as well as domestic and foreign research publications. The methodological framework combines systemic and ratio analysis, integral assessment methods, scenario modeling, stress testing, and case studies.

The results show that traditional ratio-based methods should be complemented with integral indices and predictive models. The most effective enterprises are those that implement comprehensive risk management systems, including digitalization of analytics and automation of risk monitoring. A comparison with international studies confirmed the universality of approaches and emphasized the need to strengthen financial flexibility of Russian companies.

The findings can be applied in enterprise management practice to improve financial stability systems, as well as in the development of strategic recommendations at the state policy level.