The evolution of banking technologies: from traditional to fintech solutions

Authors

  • Olga Gabrelian Kuban State Agrarian University named after I.T. Trubilin
  • Nikita Barabotko Kuban State Agrarian University named after I.T. Trubilin
  • Vladislav Grebenyuk Кубанский государственный аграрный университет имени И.Т. Трубилина
  • Darya Klimova Kuban State Agrarian University named after I.T. Trubilin
  • Irina Dikareva Kuban State Agrarian University named after I.T. Trubilin

Keywords:

banking technologies, fintech, digitalization, traditional banks, innovations, consumer preferences, financial services

Abstract

The article examines the evolution of banking technologies, starting with traditional banking methods and ending with modern fintech solutions. The key changes in the banking industry caused by the development of information technology and changing consumer preferences are analyzed. Special attention is paid to the impact of digitalization on the effectiveness of banking services and customer interaction. In addition, the prospects for further development of the fintech sector and its impact on traditional banks are discussed. The study is based on an analysis of current trends and examples of successful fintech companies.

Published

2025-07-20

Issue

No. 3 (2025): Journal "U". Economy. Management. Finance. 3/2025

Section

Young Researchers' Papers

License

Copyright (c) 2025 "Journal "U". Economy. Management. Finance."

Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

How to Cite

The evolution of banking technologies: from traditional to fintech solutions. (2025). "Journal "U". Economy. Management. Finance.", 3. https://portal-u.ru/index.php/journal/article/view/1121